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Insights: Publications

COA Penalizes Insurer for Poor Writing in Policy Exclusion


January 15, 2019

Written by Susan H. Boyles

Bad grammar can lead to an adverse coverage decision – that’s the lesson one insurer (and its insured) learned the hard way when the NC Court of Appeals held that an incomplete sentence and improper grammar in an insurance policy that purported to exclude coverage for claims involving sovereign immunity was ambiguous. The Court’s decision paves the way for the Plaintiff to proceed with her slip-and-fall case, even though Supreme Court had previously ruled that the Defendant was entitled to assert sovereign immunity.

Read Susan Boyles' full post about the case at

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Susan H. Boyles


Winston-Salem, NC