Last week the Chronic Disease Management Act of 2018 (the “Act”) was introduced in the House of Representatives. In its current form, the Act intends to assist health plan participants with chronic conditions by waiving the minimum deductible requirements under high deductible health plans (“HDHP). Currently, the minimum deductible requirements for single and family HDHP coverage apply to all medical care, other than preventive care. The Internal Revenue Service has issued various rulings regarding what types of medical care and prescription drugs that it considers to be preventive care. However, these rules can be restrictive and unduly exclude medical care and prescription drugs that are needed to manage chronic conditions.The Act intends to amend the HDHP requirements by allowing an additional safe harbor for coverage of chronic conditions before the regular HDHP deductible is satisfied. The safe harbor would apply to both medical care and prescription drugs that are related to the chronic condition. However, the Act does require the chronic conditions to satisfy certain parameters, such as they must have a high risk of significant adverse health outcomes, among other requirements. If enacted, the Internal Revenue Service would be charged with determining which types of care and prescription drugs satisfy the chronic condition tests, and which therefore can be covered prior to satisfying the HDHP deductible.
While we are pleased to have you contact us by telephone, surface mail, electronic mail, or by facsimile transmission, contacting Kilpatrick Townsend & Stockton LLP or any of its attorneys does not create an attorney-client relationship. The formation of an attorney-client relationship requires consideration of multiple factors, including possible conflicts of interest. An attorney-client relationship is formed only when both you and the Firm have agreed to proceed with a defined engagement.
DO NOT CONVEY TO US ANY INFORMATION YOU REGARD AS CONFIDENTIAL UNTIL A FORMAL CLIENT-ATTORNEY RELATIONSHIP HAS BEEN ESTABLISHED.
If you do convey information, you recognize that we may review and disclose the information, and you agree that even if you regard the information as highly confidential and even if it is transmitted in a good faith effort to retain us, such a review does not preclude us from representing another client directly adverse to you, even in a matter where that information could be used against you.