David V. Mignardi focuses his practice in the area of real estate finance and capital markets, with a particular emphasis on litigation and loan servicing matters related to commercial mortgage-backed securities. He has extensive experience in the representation of nationally prominent financial institutions, mortgage servicers, hedge funds, and distressed investors in connection with non-performing loans and the exercise of remedies such as judicial foreclosures, receiverships, workouts, litigation, and contested bankruptcy matters.
David is also well-versed in the defense of lender liability claims arising under the full range of laws and statutes regulating the consumer finance industry such as the Truth in Lending Act (TILA), the Real Estate Settlement Procedures Act (RESPA), the Home Ownership and Equity Protection Act (HOEPA), Federal Regulation Z (Reg Z), the Fair Credit Reporting Act (FCRA), the Fair Debt Collections Practices Act (FDCPA), and the Federal Housing Act (FHA) as well as claims involving the civil Racketeer Influenced and Corrupt Organizations (RICO) statute, business torts, title issues, and predatory lending. David practices in the state and federal forums of New York, New Jersey, and Connecticut.
Prior to joining the firm, David was an associate in the financial services litigation group of the White Plains, New York office of an east coast law firm.
David was recognized as a New York Metro “Rising Star” in 2017 for Business Litigation by Super Lawyers magazine.
Second-chaired federal jury trial – drafted motions in limine, jury charges, and voir dire questions; prepared corporate and expert witnesses for testimony – that resulted in a unanimous defense verdict on all seven counts of various lender liability claims.
Secured affirmance of the bankruptcy court’s denial of the debtor’s objection to a proof of claim on theories that the creditor lacks authority to enforce the negotiable instrument and violated the governing pooling and servicing agreement, and dismissal of the debtor’s due process violation claim.
Obtained dismissal with prejudice of all causes of action asserted against the trustee of a mortgage-backed securitized trust, including a cause of action seeking damages under the civil RICO statute, at the pleadings stage.
Prosecuted bankruptcy adversary proceeding on behalf of a food product manufacturing and technological company seeking non-dischargeability of a judgment based upon theories of fiduciary fraud and infliction of willful and malicious injury.
As part of a team of three attorneys, obtained dismissal of all claims (including causes of action for quiet title, declaratory judgment, negligence, and violation of the marital right of joint possession) made against a mortgagee partially on summary judgment and partially after trial.
In specialized omnibus proceedings commenced by orders to show cause, obtained leave for three mortgage servicers to issue corrective predicate notices, thereby preserving large populations of foreclosure matters in danger of dismissal.
Benjamin N. Cardozo School of Law, J.D., Concentration in Corporate Law (2010)
Manhattan College, B.S., Economics (2007) magna cum laude
New York (2011)
New Jersey (2010)
U.S. Court of Appeals for the Second Circuit
U.S. District Court for the Eastern District of New York
U.S. District Court for the Northern District of New York
U.S. District Court for the Southern District of New York
U.S. District Court for the Western District of New York
U.S. District Court for the District of New Jersey
U.S. District Court for the District of Connecticut
New York State Bar Association, Member
New Jersey State Bar Association, Member
Columbian Lawyers Association of Westchester County, Member
Manhattan College Mentorship Program, Volunteer Mentor
CRE Finance Council, Member
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