Chip Howes focuses his practice on real estate finance and commercial mortgage-backed securities transactions, including representation of financial institutions and special servicers in connection with distressed real estate loans and the disposition of commercial properties.  

Mr. Howes experience includes creditor representation related to non-performing commercial loans, involving the exercise of remedies, such as receiverships, judicial and non-judicial foreclosures and workouts.  Mr. Howes also has experience in the representation of master servicers in connection with their roles in commercial mortgage-backed securitizations and a full range of post-issuance securitization, servicing, real estate issues and related transactions.

Prior to joining the firm, Mr. Howes taught high school Biology, Chemistry and Physics and coached varsity soccer and basketball.

Mr. Howes was awarded the 2013 Pro Bono Volunteer of the Year by the Council for Children's Rights.

Professional & Community Activities

Arts & Science Council, 2009-2010 Cultural Leadership Training Program

Council for Children's Rights, Volunteer

Mecklenburg County Bar Association, Young Lawyers Section, Member

North Carolina Bar Association, Member


  • University of Tennessee College of Law, J.D. (2007)
    magna cum laude
  • University of Tennessee College of Business, M.B.A. (2007)

    with honors

  • University of North Carolina at Chapel Hill, B.S., Biology (2000)
  • University of North Carolina at Chapel Hill, B.A., History (2000)

Bar Admissions

  • North Carolina (2007)

Who We Are

What fully engaged means to me:

Being fully engaged means vigorous advocacy and full commitment to successes for our clients and our communities.

Suite 1400, 4208 Six Forks Road
Raleigh, NC, 27609
t +1 919.420.1774
f +1 919.510.6175
Suite 2400, 214 North Tryon Street
Charlotte, NC, 28202-2381
t +1 704.338.5113
f +1 704.371.8275