Timothy W. Gilbert


Tim Gilbert focuses his practice on the representation of financial institutions, master servicers and special servicers in connection with the origination and servicing of commercial mortgage loans and other credit facilities, the disposition of distressed commercial properties and the exercise of remedies, such as receiverships, judicial and non-judicial foreclosures and workouts. Mr. Gilbert also has extensive experience representing national institutional lenders in the origination and servicing of real estate loans for commercial mortgage backed securities (CMBS) transactions and loan syndications collateralized by retail, office, industrial, multi-family, hospitality and health care properties. He regularly represents special servicers in loan sale transactions and the modification and restructuring of large defaulted mortgage loans. Mr. Gilbert also represents traditional and capital market lenders in a wide variety of other secured and unsecured complex commercial lending transactions and has experience in a broad range of other commercial real estate transactions, including acquisitions, dispositions, and development.

Mr. Gilbert is AV® rated by Martindale-Hubbell.*

* CV, BV, and AV are registered certification marks of Reed Elsevier Properties Inc., used in accordance with the Martindale-Hubbell certification procedure's standards and policies.

Professional & Community Activities

American Bar Association, Member

North Carolina Bar Association, Member

Mecklenburg County Bar Association, Member;

Sharon Presbyterian Church, Finance Committee, Member


  • Wake Forest University School of Law, J.D. (1981)
  • Wake Forest University, B.A., Politics (1978)

Bar Admissions

  • North Carolina (1981)

Who We Are

Suite 2400, 214 North Tryon Street
Charlotte, NC, 28202-2381
t +1 704.338.5213
f +1 704.371.6407

Timothy W. Gilbert

Experience Highlights

Origination and servicing of loans for two U.S. banks
Represented two of the largest U.S. banks as lead counsel in the origination of over $3 billion in CMBS permanent loans secured by office, retail and more
Restructuring of loan for CMBS Special Servicer in Colorado
Represented a CMBS Special Servicer in the restructuring of a $183.8 million loan secured by 16 office buildings in Colorado. more
Restructuring of loan for CMBS Special Servicer in Hawaii
Represented a CMBS Special Servicer in the restructuring of a $162.5 million loan secured by resort improvements on the island of Makena, Hawaii. more
Restructuring of loan across multiple states
Represented national institutional lender in the restructuring of a $220 million loan involving commercial office properties in 19 states. more