Timothy W. Gilbert


Tim Gilbert focuses his practice on the representation of financial institutions, master servicers and special servicers in connection with the origination and servicing of commercial mortgage loans and other credit facilities, the disposition of distressed commercial properties and the exercise of remedies, such as receiverships, judicial and non-judicial foreclosures and workouts. Mr. Gilbert also has extensive experience representing national institutional lenders in the origination and servicing of real estate loans for commercial mortgage backed securities (CMBS) transactions and loan syndications collateralized by retail, office, industrial, multi-family, hospitality and health care properties. He regularly represents special servicers in loan sale transactions and the modification and restructuring of large defaulted mortgage loans. Mr. Gilbert also represents traditional and capital market lenders in a wide variety of other secured and unsecured complex commercial lending transactions and has experience in a broad range of other commercial real estate transactions, including acquisitions, dispositions, and development.

Mr. Gilbert is AV® rated by Martindale-Hubbell.*

* CV, BV, and AV are registered certification marks of Reed Elsevier Properties Inc., used in accordance with the Martindale-Hubbell certification procedure's standards and policies.

Professional & Community Activities

American Bar Association, Member

North Carolina Bar Association, Member

Mecklenburg County Bar Association, Member;

Sharon Presbyterian Church, Finance Committee, Member


  • Wake Forest University School of Law, J.D. (1981)
  • Wake Forest University, B.A., Politics (1978)

Bar Admissions

  • North Carolina (1981)

Who We Are

Suite 2400, 214 North Tryon Street
Charlotte, NC, 28202-2381
t +1 704.338.5213
f +1 704.371.6407

Timothy W. Gilbert

Experience Highlights

Restructuring of loan in multi-state transaction
Represented a CMBS Special Servicer in the restructuring of a $238 million loan in a multi-state transaction secured by nine government tenant office more
Restructuring of loan secured by office buildings
Represented a CMBS Special Servicer as lead counsel in the restructuring of a $138.1 million loan in a multi-state transaction secured by three more
Acquisition, construction and financing of shopping centers
Represented borrower/developer in acquisition/construction/permanent financing for two retail shopping centers in Charlotte, North Carolina. more
Loan syndication for bank
Represented a large U.S. bank in a $112 million real estate loan syndication of an office tower in Boston, Massachusetts. more