Represented Equifax in these putative class actions asserting claims under the Fair Credit Reporting Act. The plaintiff sought to certify a nationwide class consisting of consumers holding Capital One credit cards, alleging that Equifax and other credit reporting agencies violated the Fair Credit Reporting Act by allegedly substituting consumers’ “high balance” for their “credit limits” when reporting consumers’ Capital One accounts. The matter was actively litigated for over two years. In June 2009, the court granted Equifax’s Motion for Summary Judgment on all of Plaintiff’s claims.  No appeal was taken.

William A. Harris, Sr. v. Equifax Info. Servs., LLC, No. 06-01810 (D.S.C. filed June 15, 2006) and Byerson v. Equifax Info. Servs., LLC, No. 06-582 (E.D. Va.).

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